Making sense of sales, settlements, and fees.

Illustrative business scenario. This is not a client testimonial or a statement of actual results.

The situation

Net deposits arrive in the bank without a clean accounting bridge to gross sales, refunds, platform fees, and unsettled amounts.

A practical approach

1. Map sales channels, processors, and settlement timing.
2. Create a reconciliation structure for each platform.
3. Separate sales, refunds, and fees in the accounting records.
4. Review unmatched items and document the recurring workflow.

The intended result

The intended result is a documented settlement reconciliation and reporting that makes channel activity easier to understand.

Actual scope and outcomes depend on the records, systems, approvals, and circumstances of the business.